Scheme guides

Since 1 April 2008, the NHS has had two different pension schemes for staff, the NHS Pension Scheme and the New NHS Pension Scheme. Make sure you get the booklet that applies to you. If in doubt, check Which Scheme am I in?

NHS Pension Scheme

Guide to the Scheme - SD Guide

Amended April 2008

This booklet is for all members other than GP practice and out of hours provider staff who have their own booklet (see below). General practitioners should also read the Benefits for Practitioners guide. The booklet will answer most of your questions about the NHS Pension Scheme, including benefits, when you can retire, the arrangements for spouse and partners’ pensions, and so on. Information on more specialist aspects of the Scheme can be found in the other guides listed below.

Guide to the Scheme for GP Practice and Out Of Hours Provider Staff - SGDP

Amended April 2008

This booklet will answer most of your questions about the NHS Pension Scheme, as it applies to members working in a General Practice or an Out of Hours organisation. Information on more specialist aspects of the Scheme can be found in the other guides listed below.

Benefits for Practitioners - SDP

Amended April 2008

This booklet supplements the Guide to the Scheme (SD Guide) for General, Dental and Ophthalmic Practitioners and should be read in conjunction with it.

Leaving the Scheme – SDK

Amended April 2008

This booklet provides information to NHS Pension Scheme members who are leaving NHS employment without retirement benefits, or leaving the NHS Pension Scheme, but not NHS employment.

Early Retirement – SDER

Amended April 2008

This booklet explains the benefits which may be payable to NHS Pension Scheme members who retire early through voluntary early retirement, redundancy (if appropriate) or Ill health

Family Benefits and Life Assurance - SDF

Amended April 2008

This booklet explains the life assurance cover and family benefits provided by the NHS Pension Scheme. The information in it relates to the post 6 April 2006 HM Revenue and Customs (HMRC) tax regime.

Increasing your benefits - SDAVC

Amended April 2008

This booklet explains how members of the NHS and New NHS Pension Schemes can increase their retirement benefits by paying Additional Voluntary Contributions (AVCs).

New NHS Pension Scheme

Guide to the New NHS Pension Scheme

Amended April 2008

This booklet is for all members of the New NHS Pension Scheme. The booklet will answer most of your questions about the New NHS Pension Scheme, including benefits, when you can retire, the arrangements for spouse and partners’ pensions, and so on. Information on increasing your benefits is published in the Guide listed below, and guides to more specialist aspects of the New NHS Pension Scheme will be published soon.

Increasing your benefits - SDAVC

Amended April 2008

This booklet explains how members of the NHS and New NHS Pension Schemes can increase their retirement benefits by paying Additional Voluntary Contributions (AVCs).

Transfer Overseas - SDTO

Created May 2007
This booklet provides information about transfering NHS Pension Scheme benefits to a pension plan in another country.

Transfer Booklet Transfer of benefits

Amended June 2007
This booklet covers transfering pension rights from other schemes into the NHS Pension Scheme

Pension Sharing Orders - SDPD

Amended May 2007
Understanding Pensions and Divorce